Insights & Innovation
Insights & Innovation
Financial Innovation July 1, 2025
Quicktake: Pay over time has fans across all generations
Buy now, pay later/pay-over-time products have become an important tool to both consumers and retailers: during any given month, an average of one in four consumers will use BNPL/…
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Read more about Quicktake: Pay over time has fans across all generations
Survey May 3, 2024
Mother’s Day 2024: expect more muted spending plans
Fewer shoppers are planning to spend ‘more’ this year compared to 2023 One…
Fewer shoppers are planning to spend ‘more’ this year compared to 2023 One-third of Mother’s Day shoppers (33%) are planning to spend ‘more’ on their purchases this year, down from 40% in 2023. Instead, more plan to…
May 3, 2024
Products April 30, 2024
Bread Financial® reduces plastic production with carbon-neutral credit cards
A time to celebrate our planet and protect it, April’s Earth Month is also an…
A time to celebrate our planet and protect it, April’s Earth Month is also an opportunity to raise awareness and showcase positive progress and initiatives taking place around the globe. EarthDay.org, the force behind…
April 30, 2024
Survey February 9, 2024
Valentine’s Day 2024: Gen Z is in love with … love
Nearly half of Gen Z Valentine’s Day shoppers plan to spend ‘more’ this year. …
Nearly half of Gen Z Valentine’s Day shoppers plan to spend ‘more’ this year. Fresh off a more muted season for holiday spending, shoppers seem to be less likely to feel the love this Valentine’s Day. Among those…
February 9, 2024
Report November 24, 2023
The retailer's playbook for financing tools
Customers expect choice. They’ve evolved past the basic desires for retailers…
Customers expect choice. They’ve evolved past the basic desires for retailers to accept cash and cards. In fact, the average customer will use multiple payment and financing types when shopping their favorite retailer…
November 24, 2023
Survey November 10, 2023
Holiday 2023: Nearly half (45%) plan to travel this year
Holiday-related travel plans are down from 53% in holiday 2022* Holiday…
Holiday-related travel plans are down from 53% in holiday 2022* Holiday travel generally evokes thoughts of piling into the station wagon, running through a crowded airport or even trekking to snow-covered Vermont,…
November 10, 2023