Insights & Innovation
Insights & Innovation
Report March 25, 2025
AI and the American Shopper
Artificial intelligence promises a new world of opportunity — but for consumers, brands will have a lot to prove. Retailers have been gathering data on their cu…
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Survey February 9, 2024
Valentine’s Day 2024: Gen Z is in love with … love
Nearly half of Gen Z Valentine’s Day shoppers plan to spend ‘more’ this year. …
Nearly half of Gen Z Valentine’s Day shoppers plan to spend ‘more’ this year. Fresh off a more muted season for holiday spending, shoppers seem to be less likely to feel the love this Valentine’s Day. Among those…
February 9, 2024
Report November 24, 2023
The retailer's playbook for financing tools
Customers expect choice. They’ve evolved past the basic desires for retailers…
Customers expect choice. They’ve evolved past the basic desires for retailers to accept cash and cards. In fact, the average customer will use multiple payment and financing types when shopping their favorite retailer…
November 24, 2023
Survey November 10, 2023
Holiday 2023: Nearly half (45%) plan to travel this year
Holiday-related travel plans are down from 53% in holiday 2022* Holiday…
Holiday-related travel plans are down from 53% in holiday 2022* Holiday travel generally evokes thoughts of piling into the station wagon, running through a crowded airport or even trekking to snow-covered Vermont,…
November 10, 2023
Report November 9, 2023
Research Report: The Modern Millennial Jewelry Buyer
Millennials are shaping the future of the jewelry market, and understanding…
Millennials are shaping the future of the jewelry market, and understanding their wants and needs will be key for success in 2020 and beyond. Bread's independent study sheds light on changing buying habits, illuminating…
November 9, 2023
Survey November 1, 2023
Holiday 2023: Spotlight on student loan payers
With loan payments resuming, how are student loan payers* strategizing for…
With loan payments resuming, how are student loan payers* strategizing for holiday spending? Those with student loan payments resuming in October are bearing an extra financial burden this holiday season, yet their…
November 1, 2023