Insights & Innovation
Insights & Innovation
Survey May 2, 2023
Quicktake: Mother’s Day 2023 Look Ahead
Across generations, Mother’s Day holds sentimental meaning With Mother’s Day on the horizon, the vast majority of holiday shoppers* view the day as having some special meaning (9…
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Leadership March 23, 2022
Our new brand: Bread Financial represents a more focused, unified company
Today is a historic day at our company, as Alliance Data officially rebrands as…
Today is a historic day at our company, as Alliance Data officially rebrands as Bread Financial™. Our new brand reflects the extensive transformational work our leadership team and associates have done over the past…
March 23, 2022

Financial Innovation December 17, 2021
2021 holiday shopping: millennials embrace buy now, pay later and convenience
Millennials are the biggest spenders for the holidays this year, with 82%…
Millennials are the biggest spenders for the holidays this year, with 82% saying they plan to spend more or the same on holiday purchases compared to last year. That’s a key finding from Bread Financial’s 2021 Mid…
December 17, 2021

Financial Innovation October 6, 2021
Picking a payments provider without losing brand integrity
To remain competitive in an ever-changing landscape, payments solutions…
To remain competitive in an ever-changing landscape, payments solutions providers must stay one-step ahead in innovation – creating seamless, convenient solutions for all stakeholders. While many fintechs focus on…
October 6, 2021

Financial Innovation September 21, 2021
Gen z/millennials credit literacy: want to engage today’s younger consumers? Educate them.
Today the consumer drives the retail world. With Millennial and Gen Z shopping…
Today the consumer drives the retail world. With Millennial and Gen Z shopping expectations and shopping power on the rise, it’s important to appeal to these shoppers. In a recent survey, both Gen Z and Millennials were…
September 21, 2021

Financial Innovation July 3, 2021
Alliance Data Card Services receives “Center of Excellence” certification from…
Alliance Data Card Services has received BenchmarkPortal’s “Center of…
Alliance Data Card Services has received BenchmarkPortal’s “Center of Excellence” certification for a record-setting 16th time in the financial services/credit industry. The repeated recognition of Alliance Data as a…
July 3, 2021