Insights & Innovation
Insights & Innovation
Financial Innovation February 21, 2025
Spring breaking with Gen Z
Younger travelers are more willing to spend on spring vacations With warmer weather on the horizon, Gen Z is packing their bags: while 62% will stay stateside, 38% will spend a…
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Report November 9, 2023
Research Report: The Modern Millennial Jewelry Buyer
Millennials are shaping the future of the jewelry market, and understanding…
Millennials are shaping the future of the jewelry market, and understanding their wants and needs will be key for success in 2020 and beyond. Bread's independent study sheds light on changing buying habits, illuminating…
November 9, 2023

Survey November 1, 2023
Holiday 2023: Spotlight on student loan payers
With loan payments resuming, how are student loan payers* strategizing for…
With loan payments resuming, how are student loan payers* strategizing for holiday spending? Those with student loan payments resuming in October are bearing an extra financial burden this holiday season, yet their…
November 1, 2023

Report October 11, 2023
Demystifying buy now, pay later
Your customers want options. Take the mystery out of choosing the right ones. …
Your customers want options. Take the mystery out of choosing the right ones. Having the right financing and payment tools available can be the difference between closing the sale and a customer saying they’ll …
October 11, 2023

Survey October 3, 2023
Holiday 2023: ‘Tis the season for saving
Three out of four holiday shoppers (76%) plan to seek deals, shop savings…
Three out of four holiday shoppers (76%) plan to seek deals, shop savings events and shop around this year, higher than holiday 2022 (69%). Unfortunately for shoppers – and retailers – inflation continues to be the …
October 3, 2023

Survey September 19, 2023
Quicktake: Consumers weigh in on the ESG responsibilities of brands
Three-quarters (76%) of consumers agree that companies have a general…
Three-quarters (76%) of consumers agree that companies have a general responsibility to ‘do the right thing’ for the environment and society. When it comes to matters of environmental and social responsibility,…
September 19, 2023