Insights & Innovation

Financial Innovation December 9, 2024

Holiday 2024: 43% of men plan to spend more than $100 on beauty and grooming gifts for others, outpacing women

As the holiday season approaches, half of male respondents (50%) expressed a desire to receive beauty and grooming gifts, particularly fragrances and colognes (68%) which jump to …

Survey November 10, 2023

Holiday 2023: Nearly half (45%) plan to travel this year

Holiday-related travel plans are down from 53% in holiday 2022* Holiday…

Holiday-related travel plans are down from 53% in holiday 2022* Holiday travel generally evokes thoughts of piling into the station wagon, running through a crowded airport or even trekking to snow-covered Vermont,…

November 10, 2023

blue design with light and dark blue circles and wavy lines

Report November 9, 2023

Research Report: The Modern Millennial Jewelry Buyer

Millennials are shaping the future of the jewelry market, and understanding…

Millennials are shaping the future of the jewelry market, and understanding their wants and needs will be key for success in 2020 and beyond. Bread's independent study sheds light on changing buying habits, illuminating…

November 9, 2023

Survey November 1, 2023

Holiday 2023: Spotlight on student loan payers

With loan payments resuming, how are student loan payers* strategizing for…

With loan payments resuming, how are student loan payers* strategizing for holiday spending? Those with student loan payments resuming in October are bearing an extra financial burden this holiday season, yet their…

November 1, 2023

Woman wearing headphones celebrates while she makes an online purchase.

Report October 11, 2023

Demystifying buy now, pay later

Your customers want options. Take the mystery out of choosing the right ones. …

Your customers want options. Take the mystery out of choosing the right ones. Having the right financing and payment tools available can be the difference between closing the sale and a customer saying they’ll …

October 11, 2023

Survey October 3, 2023

Holiday 2023: ‘Tis the season for saving

Three out of four holiday shoppers (76%) plan to seek deals, shop savings…

Three out of four holiday shoppers (76%) plan to seek deals, shop savings events and shop around this year, higher than holiday 2022 (69%). Unfortunately for shoppers – and retailers – inflation continues to be the …

October 3, 2023