Insights & Innovation

Report November 24, 2023

The retailer's playbook for financing tools

Customers expect choice. They’ve evolved past the basic desires for retailers…

Customers expect choice. They’ve evolved past the basic desires for retailers to accept cash and cards. In fact, the average customer will use multiple payment and financing types when shopping their favorite retailer…

November 24, 2023

Survey November 10, 2023

Holiday 2023: Nearly half (45%) plan to travel this year

Holiday-related travel plans are down from 53% in holiday 2022* Holiday…

Holiday-related travel plans are down from 53% in holiday 2022* Holiday travel generally evokes thoughts of piling into the station wagon, running through a crowded airport or even trekking to snow-covered Vermont,…

November 10, 2023

Report November 9, 2023

The modern millennial jewelry buyer

Millennials are shaping the future of the jewelry market, and understanding…

Millennials are shaping the future of the jewelry market, and understanding their preferences and behavior will be key for success today and beyond. Bread Pay™ commissioned an independent study of 500 U.S…

November 9, 2023

Survey November 1, 2023

Holiday 2023: Spotlight on student loan payers

With loan payments resuming, how are student loan payers* strategizing for…

With loan payments resuming, how are student loan payers* strategizing for holiday spending? Those with student loan payments resuming in October are bearing an extra financial burden this holiday season, yet their…

November 1, 2023

Report October 23, 2023

2023 State of the American Shopper Report

Consumers are under pressure — but remain resilient. In our second…

Consumers are under pressure — but remain resilient. In our second annual State of the American Shopper report, we discovered that prolonged inflation has taken a toll on consumers, reducing their purchasing…

October 23, 2023