Insights & Innovation
Insights & Innovation
Survey October 6, 2026
Quicktake: Holiday shoppers consider AI agents for deal hunting
69% of holiday shoppers are considering AI agents or tools for price comparisons and deal-hunting this season
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Read more about Quicktake: Holiday shoppers consider AI agents for deal hunting
Products April 30, 2024
Bread Financial® reduces plastic production with carbon-neutral credit cards
Bread Financial recently produced carbon-neutral credit cards made with polylactic acid (PLA), a biodegradable plastic derived from renewable resources.
Bread Financial recently produced carbon-neutral credit cards made with polylactic acid (PLA), a biodegradable plastic derived from renewable resources.
April 30, 2024
Survey February 9, 2024
Valentine’s Day 2024: Gen Z is in love with … love
While many groups remain neutral on spending, Gen Z shoppers are hopeless romantics looking to shop for loved ones.
While many groups remain neutral on spending, Gen Z shoppers are hopeless romantics looking to shop for loved ones.
February 9, 2024
Report November 24, 2023
The retailer's playbook for financing tools
In this Bread Financial report, consumers expect choices in their purchasing options and make decisions based on the retailer and their offerings.
In this Bread Financial report, consumers expect choices in their purchasing options and make decisions based on the retailer and their offerings.
November 24, 2023
Survey November 10, 2023
Holiday 2023: Nearly half (45%) plan to travel this year
Holiday spending will be more cautious this year with travel plans on the decline and debit cards and cash being the top payment options.
Holiday spending will be more cautious this year with travel plans on the decline and debit cards and cash being the top payment options.
November 10, 2023
Report November 9, 2023
Research Report: The Modern Millennial Jewelry Buyer
This Bread Financial report hopes to understand the habits of Millenials in the jewelry market, noting their care for brand name and financing options.
This Bread Financial report hopes to understand the habits of Millenials in the jewelry market, noting their care for brand name and financing options.
November 9, 2023