Insights & Innovation

Survey February 9, 2024

Valentine’s Day 2024: Gen Z is in love with … love

While many groups remain neutral on spending, Gen Z shoppers are hopeless romantics looking to shop for loved ones.

While many groups remain neutral on spending, Gen Z shoppers are hopeless romantics looking to shop for loved ones.

February 9, 2024

Report November 24, 2023

The retailer's playbook for financing tools

In this Bread Financial report, consumers expect choices in their purchasing options and make decisions based on the retailer and their offerings.

In this Bread Financial report, consumers expect choices in their purchasing options and make decisions based on the retailer and their offerings.

November 24, 2023

Survey November 10, 2023

Holiday 2023: Nearly half (45%) plan to travel this year

Holiday spending will be more cautious this year with travel plans on the decline and debit cards and cash being the top payment options.

Holiday spending will be more cautious this year with travel plans on the decline and debit cards and cash being the top payment options.

November 10, 2023

Report November 9, 2023

Research Report: The Modern Millennial Jewelry Buyer

This Bread Financial report hopes to understand the habits of Millenials in the jewelry market, noting their care for brand name and financing options.

This Bread Financial report hopes to understand the habits of Millenials in the jewelry market, noting their care for brand name and financing options.

November 9, 2023

Survey November 1, 2023

Holiday 2023: Spotlight on student loan payers

With student loan payments resuming, holiday shoppers are shopping early and cutting gift spending to avoid financial burden.

With student loan payments resuming, holiday shoppers are shopping early and cutting gift spending to avoid financial burden.

November 1, 2023