Insights & Innovation

Financial Innovation July 1, 2025

Quicktake: Pay over time has fans across all generations

Buy now, pay later/pay-over-time products have become an important tool to both…

Buy now, pay later/pay-over-time products have become an important tool to both consumers and retailers: during any given month, an average of one in four consumers will use BNPL/pay over time to pay for an everyday…

July 1, 2025

Financial Innovation June 17, 2025

Quicktake: Gen Z is leading the way in summer travel plans

Gen Z leads the way in summer vacation plans With the summer travel season…

Gen Z leads the way in summer vacation plans With the summer travel season kicking off, consumers are packing their bags and looking forward to another vacation: 80% of this year’s summer travelers took a summer…

June 17, 2025

Financial Innovation May 19, 2025

Quicktake: Consumer spending & tariffs

Consumers are taking steps to get ahead of potential price increases. The…

Consumers are taking steps to get ahead of potential price increases. The prospect of tariffs increasing the cost of goods has rattled consumers’ confidence, causing them to take stock of their pantries, closets and…

May 19, 2025

Financial Innovation May 2, 2025

Quicktake: Harnessing social media to drive retailer credit card awareness

According to new research, social media was the top way Gen Z became aware of…

According to new research, social media was the top way Gen Z became aware of the last retailer credit card they applied for. When it comes to marketing retailer-branded credit cards, promoting card awareness using…

May 2, 2025

Financial Innovation April 29, 2025

Mother’s Day 2025: Not overly bullish, but not pulling back

Shopping and spending plans are remarkably similar to last year. Tariff…

Shopping and spending plans are remarkably similar to last year. Tariff turmoil is rocking sentiment and placing the U.S. economy on unsteady ground, but consumers are making sure that moms feel celebrated. This year…

April 29, 2025