Insights & Innovation

Survey July 17, 2025

Mid-year update: The State of the American Shopper

Shoppers are continuing to show resiliency Tariff concerns and persistent inflation have taken a significant toll on consumers, sapping savings and reducing their purchasing p…

Financial Innovation December 5, 2022

Ringing in the New Year: One in three consumers will focus on their finances

Over 70% of consumers will set a New Year's Resolution this year, and nearly…

Over 70% of consumers will set a New Year's Resolution this year, and nearly one-third (29%) of consumers say their top resolution will be finance related. 18% of consumers are looking to save more money or pay down…

December 5, 2022

Financial Innovation December 1, 2022

Holiday 2022: Gifting cash is decidedly digital

Gen Z is most likely to ‘click to add to wallet’ Nine in 10 consumers will…

Gen Z is most likely to ‘click to add to wallet’ Nine in 10 consumers will both give and receive cash, gift cards, and other monetary gifts this holiday season. Physical gift cards are the most popular way to gift…

December 1, 2022

Financial Innovation November 2, 2022

Holiday 2022: Top holiday gift-giving personalities, defined

Holiday shoppers are most likely to identify as researchers or deal seekers …

Holiday shoppers are most likely to identify as researchers or deal seekers When it comes to gifting for the holidays, shoppers display a wide array of personalities that impact the ways in which they shop and the…

November 2, 2022

Financial Innovation September 27, 2022

Quicktake: Holiday shoppers are already on the move

Holiday 2022: Shoppers are already on the move As of early September, 21% of…

Holiday 2022: Shoppers are already on the move As of early September, 21% of shoppers had started their holiday shopping. While Halloween is still on the horizon, a significant number of shoppers are thinking ahead to…

September 27, 2022

Financial Innovation September 20, 2022

Quicktake: Inflation has a greater impact on women

Inflation has a greater impact on women Women are more likely to feel impact…

Inflation has a greater impact on women Women are more likely to feel impact of inflation and to pull back on spending While seven in 10 Americans say inflation is having a financial impact on them, women are more…

September 20, 2022