Insights & Innovation
Insights & Innovation
Survey November 3, 2025
Holiday 2025: ChatGPT enters the conversation
More than one in ten shoppers (13%) are planning to leverage the AI search tool for holiday gift inspiration this year.
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Read more about Holiday 2025: ChatGPT enters the conversation
Financial Innovation August 2, 2022
Quicktake: Summer Travel
Travelers are feeling the effects of inflation as they look to make their summer plans while also decreasing costs.
Travelers are feeling the effects of inflation as they look to make their summer plans while also decreasing costs.
August 2, 2022
Financial Innovation June 9, 2022
Helping Gen Z manage their finances
Over half of Gen Z believes they're managing their finances, attributing their confidence to following the advice of their parents.
Over half of Gen Z believes they're managing their finances, attributing their confidence to following the advice of their parents.
June 9, 2022
Financial Innovation April 13, 2022
Sun’s out, fun’s out: consumers ready to pay more creatively for leisure activities this spring & summer, Bread Financial® study finds
Consumers are looking to spend more on experiences with payment choices being a top priority.
Consumers are looking to spend more on experiences with payment choices being a top priority.
April 13, 2022
Financial Innovation April 13, 2022
Four ways consumers want to spring into summer spending
Getting out of the house is key for consumers this summer and spring. Financing is important for many looking to spend.
Getting out of the house is key for consumers this summer and spring. Financing is important for many looking to spend.
April 13, 2022
Leadership March 23, 2022
Our new brand: Bread Financial® represents a more focused, unified company
Today is a historic day at our company, as Alliance Data officially rebrands as Bread Financial™, providing simple, personalized solutions that empower consumers.
Today is a historic day at our company, as Alliance Data officially rebrands as Bread Financial™, providing simple, personalized solutions that empower consumers.
March 23, 2022