Insights & Innovation
Insights & Innovation
Survey July 17, 2025
Mid-year update: The State of the American Shopper
Shoppers are continuing to show resiliency Tariff concerns and persistent inflation have taken a significant toll on consumers, sapping savings and reducing their purchasing p…
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Financial Innovation March 21, 2022
Crossing the great divide
What’s inside: Through our deliberately different and measurably superior…
What’s inside: Through our deliberately different and measurably superior approach, the Bread Financial research reveals: What’s most important to customers in the brand communications and marketing experience…
March 21, 2022

Financial Innovation October 6, 2021
Picking a payments provider without losing brand integrity
To remain competitive in an ever-changing landscape, payments solutions…
To remain competitive in an ever-changing landscape, payments solutions providers must stay one-step ahead in innovation – creating seamless, convenient solutions for all stakeholders. While many fintechs focus on…
October 6, 2021

Financial Innovation September 21, 2021
Gen z/millennials credit literacy: want to engage today’s younger consumers? Educate them.
Today the consumer drives the retail world. With Millennial and Gen Z shopping…
Today the consumer drives the retail world. With Millennial and Gen Z shopping expectations and shopping power on the rise, it’s important to appeal to these shoppers. In a recent survey, both Gen Z and Millennials were…
September 21, 2021

Financial Innovation July 3, 2021
Alliance Data Card Services receives “Center of Excellence” certification from…
Alliance Data Card Services has received BenchmarkPortal’s “Center of…
Alliance Data Card Services has received BenchmarkPortal’s “Center of Excellence” certification for a record-setting 16th time in the financial services/credit industry. The repeated recognition of Alliance Data as a…
July 3, 2021

Financial Innovation March 25, 2021
10 post-purchase email ideas to extend the customer journey
You’ve likely put a lot of time and effort into thinking about how to get your…
You’ve likely put a lot of time and effort into thinking about how to get your customers to finally hit that purchase button. But your work doesn’t end there. How you continue to engage with customers beyond that…
March 25, 2021