Research & Reports

Report October 11, 2023

Demystifying buy now, pay later

Consumers enjoy choice, and in this Bread Financial report, learn how buy now, pay later can help retailers close the sale.

Consumers enjoy choice, and in this Bread Financial report, learn how buy now, pay later can help retailers close the sale.

October 11, 2023

Financial Innovation November 2, 2022

Holiday 2022: Top holiday gift-giving personalities, defined

Holiday shopping brings on new behaviors that define how consumers give gifts. At the top of the list are researchers and deal seekers.

Holiday shopping brings on new behaviors that define how consumers give gifts. At the top of the list are researchers and deal seekers.

November 2, 2022

Financial Innovation September 27, 2022

Quicktake: Holiday shoppers are already on the move

Consumers are starting their shopping early this year and continue to exhibit a willingness to spend despite persistent inflation.

Consumers are starting their shopping early this year and continue to exhibit a willingness to spend despite persistent inflation.

September 27, 2022

Financial Innovation September 20, 2022

Quicktake: Inflation has a greater impact on women

With inflation continuing to increase prices, women are most affected and expected to seek deals and cut spending.

With inflation continuing to increase prices, women are most affected and expected to seek deals and cut spending.

September 20, 2022

Financial Innovation August 19, 2022

Quicktake: Gen Z mixes traditional and digital payment options for tuition

Gen Z is using less conventional ways to pay their tuition with debit cards and cash as top options.

Gen Z is using less conventional ways to pay their tuition with debit cards and cash as top options.

August 19, 2022