Research & Reports

Report November 24, 2023

The retailer's playbook for financing tools

Customers expect choice. They’ve evolved past the basic desires for retailers…

Customers expect choice. They’ve evolved past the basic desires for retailers to accept cash and cards. In fact, the average customer will use multiple payment and financing types when shopping their favorite retailer…

November 24, 2023

Report November 9, 2023

Research Report: The Modern Millennial Jewelry Buyer

Millennials are shaping the future of the jewelry market, and understanding…

Millennials are shaping the future of the jewelry market, and understanding their wants and needs will be key for success in 2020 and beyond. Bread's independent study sheds light on changing buying habits, illuminating…

November 9, 2023

Report October 11, 2023

Demystifying buy now, pay later

Your customers want options. Take the mystery out of choosing the right ones. …

Your customers want options. Take the mystery out of choosing the right ones. Having the right financing and payment tools available can be the difference between closing the sale and a customer saying they’ll …

October 11, 2023

Financial Innovation November 15, 2022

Holiday 2022: Gen Z is eyeing buy now, pay later for purchases​

With the holiday season upon us, let’s take a closer look at the buy now, pay…

With the holiday season upon us, let’s take a closer look at the buy now, pay later (BNPL) plans among the youngest group of shoppers.​ Bread Financial proprietary research reveals that 24% of Gen Zers (born 1997…

November 15, 2022

Financial Innovation November 2, 2022

Holiday 2022: Top holiday gift-giving personalities, defined

Holiday shoppers are most likely to identify as researchers or deal seekers …

Holiday shoppers are most likely to identify as researchers or deal seekers When it comes to gifting for the holidays, shoppers display a wide array of personalities that impact the ways in which they shop and the…

November 2, 2022