Insights & Innovation
Insights & Innovation
Survey February 4, 2026
Quicktake: Younger generations expected to drive Valentine’s Day spending
Gen Z and millenials are driving spending momentum this Valentine's Day with young shoppers planning to shop a wide variety of stores.
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Read more about Quicktake: Younger generations expected to drive Valentine’s Day spending
Report November 24, 2023
The retailer's playbook for financing tools
In this Bread Financial report, consumers expect choices in their purchasing options and make decisions based on the retailer and their offerings.
In this Bread Financial report, consumers expect choices in their purchasing options and make decisions based on the retailer and their offerings.
November 24, 2023
Survey November 10, 2023
Holiday 2023: Nearly half (45%) plan to travel this year
Holiday spending will be more cautious this year with travel plans on the decline and debit cards and cash being the top payment options.
Holiday spending will be more cautious this year with travel plans on the decline and debit cards and cash being the top payment options.
November 10, 2023
Report November 9, 2023
Research Report: The Modern Millennial Jewelry Buyer
This Bread Financial report hopes to understand the habits of Millenials in the jewelry market, noting their care for brand name and financing options.
This Bread Financial report hopes to understand the habits of Millenials in the jewelry market, noting their care for brand name and financing options.
November 9, 2023
Survey November 1, 2023
Holiday 2023: Spotlight on student loan payers
With student loan payments resuming, holiday shoppers are shopping early and cutting gift spending to avoid financial burden.
With student loan payments resuming, holiday shoppers are shopping early and cutting gift spending to avoid financial burden.
November 1, 2023
Report October 11, 2023
Demystifying buy now, pay later
Consumers enjoy choice, and in this Bread Financial report, learn how buy now, pay later can help retailers close the sale.
Consumers enjoy choice, and in this Bread Financial report, learn how buy now, pay later can help retailers close the sale.
October 11, 2023