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Quicktake: Pay over time has fans across all generations

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Financial Innovation July 1, 2025 Quicktake: Pay over time has fans across all generations Buy now, pay later/pay-over-time products have become an important tool to both consumers and retailers: during any given month, an average of one in four consumers will use BNPL/pay over time to pay for an everyday purchase under $500. And, pay over time increases consumers’ buying…

Pay it forward: helping others through personal and professional growth

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Caesars Entertainment and Bread Financial® introduce new Caesars Rewards® Prestige Visa Signature® Credit Card

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Products July 16, 2025 Caesars Entertainment and Bread Financial® introduce new Caesars Rewards® Prestige Visa Signature® Credit Card New premium-level credit card allows Caesars Rewards Members to earn tier status faster and unlock luxury Rewards with every purchase Benefits include annual complimentary resort night, dining credits, gaming offers and more  Accelerated…

Mid-year update: The State of the American Shopper

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Survey July 17, 2025 Mid-year update: The State of the American Shopper The 2024 State of the American Shopper Report Shoppers are continuing to show resiliency​ Tariff concerns and persistent inflation have taken a significant toll on consumers, sapping savings and reducing their purchasing power. Despite the squeeze, the consumer picture is not all gloom: compared to…

Service and celebration: Bread Financial® associates honor service veterans in recent Honor Flight

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Bread still watching inflation even as its credit improves

https://www.americanbanker.com/payments/news/bread-financial-beats-earnings-est…

Ralph Andretta, President, CEO, Bread Financial

https://theceoforumgroupinstitute.com/audio/ralph-andretta-president-ceo-bread-…

Quicktake: Shoppers approach back-to-school spending with caution

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Survey July 1, 2025 Quicktake: Shoppers approach back-to-school spending with caution Inflation and potential tariffs sound like nails on a chalkboard to shoppers While students likely aren’t looking forward to heading back to class, back-to-school/college (BTS/BTC) shoppers don’t seem to be excited to spend for it. More than eight in 10 (86%) still say that inflation is…