Insights & Innovation

Report March 25, 2025

AI and the American Shopper

Artificial intelligence promises a new world of opportunity — but for consumers, brands will have a lot to prove.    Retailers have been gathering data on their cu…

Human use phone with fashion online shopping, delivery, sale, buy, purchases, digital marketing, ordering product and E-commerce, supermarket, credit card, sme, online shopping on platforms online

Woman and man smile while look at a cell phone

Report November 24, 2023

The retailer's playbook for financing tools

Customers expect choice. They’ve evolved past the basic desires for retailers…

Customers expect choice. They’ve evolved past the basic desires for retailers to accept cash and cards. In fact, the average customer will use multiple payment and financing types when shopping their favorite retailer…

November 24, 2023

Survey November 10, 2023

Holiday 2023: Nearly half (45%) plan to travel this year

Holiday-related travel plans are down from 53% in holiday 2022* Holiday…

Holiday-related travel plans are down from 53% in holiday 2022* Holiday travel generally evokes thoughts of piling into the station wagon, running through a crowded airport or even trekking to snow-covered Vermont,…

November 10, 2023

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Report November 9, 2023

Research Report: The Modern Millennial Jewelry Buyer

Millennials are shaping the future of the jewelry market, and understanding…

Millennials are shaping the future of the jewelry market, and understanding their wants and needs will be key for success in 2020 and beyond. Bread's independent study sheds light on changing buying habits, illuminating…

November 9, 2023

Survey November 1, 2023

Holiday 2023: Spotlight on student loan payers

With loan payments resuming, how are student loan payers* strategizing for…

With loan payments resuming, how are student loan payers* strategizing for holiday spending? Those with student loan payments resuming in October are bearing an extra financial burden this holiday season, yet their…

November 1, 2023

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Report October 11, 2023

Demystifying buy now, pay later

Your customers want options. Take the mystery out of choosing the right ones. …

Your customers want options. Take the mystery out of choosing the right ones. Having the right financing and payment tools available can be the difference between closing the sale and a customer saying they’ll …

October 11, 2023