Insights & Innovation
Insights & Innovation
Financial Innovation July 1, 2025
Quicktake: Pay over time has fans across all generations
Buy now, pay later/pay-over-time products have become an important tool to both consumers and retailers: during any given month, an average of one in four consumers will use BNPL/…
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Report March 25, 2025
AI and the American Shopper
Artificial intelligence promises a new world of opportunity — but for consumers…
Artificial intelligence promises a new world of opportunity — but for consumers, brands will have a lot to prove. Retailers have been gathering data on their customers for years, but leveraging that data to…
March 25, 2025
Financial Innovation February 21, 2025
Spring breaking with Gen Z
Younger travelers are more willing to spend on spring vacations With warmer…
Younger travelers are more willing to spend on spring vacations With warmer weather on the horizon, Gen Z is packing their bags: while 62% will stay stateside, 38% will spend at least a portion of their spring trip…
February 21, 2025
Financial Innovation February 10, 2025
Looking into 2025: Shopper predictions for the new year
It’s a new year, but we can expect familiar shopping behaviors from consumers…
It’s a new year, but we can expect familiar shopping behaviors from consumers. With a solid Holiday 2024 shopping season in the books, it’s time to look into the crystal ball for 2025. With overarching uncertainty…
February 10, 2025
Financial Innovation February 10, 2025
Valentine’s Day 2025: Shoppers are in the mood to celebrate
Nearly two in five (38%) plan to spend ‘more’ this year, up from 31% in 2024…
Nearly two in five (38%) plan to spend ‘more’ this year, up from 31% in 2024. With Valentine’s Day 2025 optimally landing on Friday this year, shoppers are seeing red – in a good way. Compared to last year, more…
February 10, 2025
Leadership January 28, 2025
Data Privacy Week: Keeping personal information private and secure
Spradling and Kapil discuss similarities and differences between data privacy…
Spradling and Kapil discuss similarities and differences between data privacy and cybersecurity Editor’s note: In the rapidly evolving digital landscape, the concepts of data privacy and cybersecurity have gained…
January 28, 2025