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The retailer's playbook for financing tools

About this study
To better understand consumers’ preferences and expectations in sales financing tools, Bread Financial conducted a study of 4,772 consumers who were planning to purchase or who have recently made a purchase in jewelry, furniture, electronics, home improvement, automotive, or at a medical or dental practice, and were open to financing that purchase.

 

Holiday spending secrets revealed: Bread Financial survey exposes hidden expenses and relationship stress

Forbes

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A couple appears stressed while reviewing bills. Holiday background.
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Who's still spending? New study finds younger consumers have a more positive take on spending, economy

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Bread Financial® awards $250,000 grant to The Fedcap Group to support financial empowerment

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Demystifying buy now, pay later

What you'll find inside

To help us better understand what motivates consumers to choose buy now, pay later (BNPL) over other payment types, we conducted a survey of 1,077 Bread Pay™ users. These customers delivered $1.49 million in financed sales over a six-month period.

 

Through this research we were able to identify four keys to using BNPL to drive sales and loyalty back to your business. Download the report now for insights into how:

 

-BNPL helps you close the sale

Understanding the mental-financial health connection

Financial Health Network

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Female smiles while holding papers and viewing her smart phone and laptop.

More shoppers plan to hunt for deals this holiday season

ChainStoreAge

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