Insights & Innovation

Survey May 3, 2024

Mother’s Day 2024: Expect more muted spending plans

Fewer shoppers are planning to spend ‘more’ this year compared to 2023 One…

Fewer shoppers are planning to spend ‘more’ this year compared to 2023 One-third of Mother’s Day shoppers (33%) are planning to spend ‘more’ on their purchases this year, down from 40% in 2023. Instead, more plan to…

May 3, 2024

Products April 30, 2024

Bread Financial™ reduces plastic production with carbon-neutral credit cards

A time to celebrate our planet and protect it, April’s Earth Month is also an…

A time to celebrate our planet and protect it, April’s Earth Month is also an opportunity to raise awareness and showcase positive progress and initiatives taking place around the globe. EarthDay.org, the force behind…

April 30, 2024

Report March 15, 2024

The State of the Middle-Class Shopper

The middle class is still an economic force to be reckoned with, making up the…

The middle class is still an economic force to be reckoned with, making up the largest share of shoppers in the United States at 50%, according to a 2022 report by Pew Research Center. In this study, we take a…

March 15, 2024

Survey February 9, 2024

Valentine’s Day 2024: Gen Z is in love with … love

Nearly half of Gen Z Valentine’s Day shoppers plan to spend ‘more’ this year. …

Nearly half of Gen Z Valentine’s Day shoppers plan to spend ‘more’ this year. Fresh off a more muted season for holiday spending, shoppers seem to be less likely to feel the love this Valentine’s Day. Among those…

February 9, 2024

Report November 24, 2023

The retailer's playbook for financing tools

Customers expect choice. They’ve evolved past the basic desires for retailers…

Customers expect choice. They’ve evolved past the basic desires for retailers to accept cash and cards. In fact, the average customer will use multiple payment and financing types when shopping their favorite retailer…

November 24, 2023