Insights & Innovation

Survey May 3, 2024

Mother’s Day 2024: Expect more muted spending plans

Fewer shoppers are planning to spend ‘more’ this year compared to 2023 One-third of Mother’s Day shoppers (33%) are planning to spend ‘more’ on their purchases this year, down …

Financial Innovation December 17, 2021

2021 holiday shopping: millennials embrace buy now, pay later and convenience

Millennials are the biggest spenders for the holidays this year, with 82%…

Millennials are the biggest spenders for the holidays this year, with 82% saying they plan to spend more or the same on holiday purchases compared to last year. That’s a key finding from Bread Financial’s 2021 Mid…

December 17, 2021

Financial Innovation October 6, 2021

Picking a payments provider without losing brand integrity

To remain competitive in an ever-changing landscape, payments solutions…

To remain competitive in an ever-changing landscape, payments solutions providers must stay one-step ahead in innovation – creating seamless, convenient solutions for all stakeholders. While many fintechs focus on…

October 6, 2021

Financial Innovation September 21, 2021

Gen z/millennials credit literacy: want to engage today’s younger consumers? Educate them.

Today the consumer drives the retail world. With Millennial and Gen Z shopping…

Today the consumer drives the retail world. With Millennial and Gen Z shopping expectations and shopping power on the rise, it’s important to appeal to these shoppers. In a recent survey, both Gen Z and Millennials were…

September 21, 2021

Financial Innovation July 3, 2021

Alliance Data Card Services receives “Center of Excellence” certification from…

Alliance Data Card Services has received BenchmarkPortal’s “Center of…

Alliance Data Card Services has received BenchmarkPortal’s “Center of Excellence” certification for a record-setting 16th time in the financial services/credit industry. The repeated recognition of Alliance Data as a…

July 3, 2021

Financial Innovation March 25, 2021

10 post-purchase email ideas to extend the customer journey

You’ve likely put a lot of time and effort into thinking about how to get your…

You’ve likely put a lot of time and effort into thinking about how to get your customers to finally hit that purchase button. But your work doesn’t end there. How you continue to engage with customers beyond that…

March 25, 2021