Insights & Innovation
Insights & Innovation
Report March 25, 2025
AI and the American Shopper
Artificial intelligence promises a new world of opportunity — but for consumers, brands will have a lot to prove. Retailers have been gathering data on their cu…
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Financial Innovation April 13, 2022
Four ways consumers want to spring into summer spending
April 13, 2022

Financial Innovation April 13, 2022
Sun’s out, fun’s out: consumers ready to pay more creatively for leisure activities this…
38% of consumers plan to use Buy Now, Pay Later, installments, cash back/points…
38% of consumers plan to use Buy Now, Pay Later, installments, cash back/points rewards or cryptocurrency to pay for their fun in the warmer months ahead COLUMBUS, Ohio – April 13, 2022 – Bread Financial (NYSE: BFH)…
April 13, 2022

Leadership March 23, 2022
Our new brand: Bread Financial® represents a more focused, unified company
Today is a historic day at our company, as Alliance Data officially rebrands as…
Today is a historic day at our company, as Alliance Data officially rebrands as Bread Financial™. Our new brand reflects the extensive transformational work our leadership team and associates have done over the past…
March 23, 2022

Financial Innovation March 23, 2022
Next-gen impact
From payments to perks, what Gen Z wants Uncovering insights through next…
From payments to perks, what Gen Z wants Uncovering insights through next-gen impact Gen Z is on the cusp of tipping the scales. Due to their sheer size and spending power, this generation is poised to become the…
March 23, 2022

Financial Innovation March 22, 2022
Currency of connection: how emotional relationships drive brand loyalty
Emotional connections are powerful. Humans are social creatures. We’re…
Emotional connections are powerful. Humans are social creatures. We’re inquisitive, curious, and engaging. We seek connections and respond to what’s happening in the world around us. So, it’s not surprising that we…
March 22, 2022