Bread Financial® sets goal to reduce greenhouse gas emissions by 2030

New emissions reduction targets set to advance environmental strategy, operational efficiency
COLUMBUS, Ohio –April 16, 2025 – Bread Financial® (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced its goal to reduce greenhouse gas emissions. This milestone reflects Bread Financial’s commitment to embedding responsible business practices across its broader strategic objectives, including promoting sustainable operations.
The company aims to reduce its scope 1 and 2 emissions1 by 55% by 2030, compared to its 2022 baseline year. Bread Financial has also committed to engaging with its suppliers that make up at least 55% of its scope 3 emissions2, encouraging them to adopt formal sustainable practices.
“Setting reduction targets marks a significant milestone in the maturation of our environmental strategy and demonstrates our long-term commitment to responsible, sustainable business operations,” said Dana Beckman, vice president and chief sustainability officer, Bread Financial. “We are optimistic about the impact of our actions and the progress they will help us and others make in creating a more sustainable future.”
Setting reduction targets marks a significant milestone in the maturation of our environmental strategy and demonstrates our long-term commitment to responsible, sustainable business operations."
Dana Beckman - Vice President and Chief Sustainability Officer, Bread Financial
To achieve its objectives, Bread Financial will continue to track, measure and assess emissions across its operations, identifying reduction opportunities that align with its broader business strategy, with a focus on five core pathways: supplier engagement, sustainable plastics, digitalization, facilities management and sustainable technology.
To learn more about sustainability goals, strategy and progress at Bread Financial, click here.
1Bread Financial’s scope 1 and 2 emissions mainly result from heating, cooling and powering its facilities.
2Bread Financial’s scope 3 emissions largely originate from purchased goods and services.
About Bread Financial®
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.